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HDFC Home Loan Interest Rate

Check the latest HDFC Bank home loan interest rates and calculate your EMI. Explore rates for salaried and self-employed applicants.

HDFC Bank Home Loan Interest Rates

Tenure / CategoryInterest Rate (p.a.)
Up to 30 Yrs (Salaried)8.75% onwards
Up to 30 Yrs (Self-Employed)8.80% onwards
Top-up Loan9.00% onwards
₹1L₹10,00,00,000
%
1%20%
Yr
1 Yr30 Yr
Total Amount₹63,62,640
Principal: ₹30,00,000
Interest: ₹33,62,640
Monthly EMI₹26,511
Principal Amount₹30,00,000
Total Interest₹33,62,640
Total Amount₹63,62,640

Amortization Schedule (Yearly)

Y1
₹3,18,132
Y2
₹3,18,132
Y3
₹3,18,132
Y4
₹3,18,132
Y5
₹3,18,132
Y6
₹3,18,132
Y7
₹3,18,132
Y8
₹3,18,132
Y9
₹3,18,132
Y10
₹3,18,132
Y11
₹3,18,132
Y12
₹3,18,132
Y13
₹3,18,132
Y14
₹3,18,132
Y15
₹3,18,132
Y16
₹3,18,132
Y17
₹3,18,132
Y18
₹3,18,132
Y19
₹3,18,132
Y20
₹3,18,132
PrincipalInterest

How to Use

  1. 1

    Review HDFC Bank's home loan interest rate table.

  2. 2

    Enter your desired loan amount in the calculator.

  3. 3

    Set the interest rate based on the rate table.

  4. 4

    Choose the loan tenure in years.

  5. 5

    View your monthly EMI and total cost breakdown.

Frequently Asked Questions

About HDFC Home Loan Interest Rate

What is HDFC Home Loan Interest Rate?

Check the latest HDFC Bank Home loan interest rates and calculate your EMI instantly. This tool displays current rate slabs offered by HDFC Bank for home loans along with a built-in EMI calculator to estimate your monthly payments.

Why Use HDFC Home Loan Interest Rate?

Knowing the exact interest rate before applying for a home loan helps you budget accurately. This tool shows HDFC Bank's current rate structure and lets you calculate EMI immediately, so you can compare options and negotiate better terms.

How to Use

Review the interest rate table showing HDFC Bank's current home loan rates. Then use the EMI calculator below to enter your desired loan amount, rate, and tenure. The calculator shows your monthly EMI, total interest, and a visual breakdown.

Example Usage

Check HDFC Bank's current home loan rate for your eligibility category. Then enter your loan amount and tenure to calculate the exact EMI. Compare this with other banks to find the best deal.

Benefits

Quick access to HDFC Bank's latest home loan rates. Built-in EMI calculator for instant comparison. Visual charts help you understand the total cost of borrowing.

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