What is PPF Calculator?
The PPF Calculator estimates the maturity value of your Public Provident Fund investment. PPF is a government-backed long-term savings scheme with a 15-year lock-in period that offers guaranteed returns and tax benefits under Section 80C.
Why Use PPF Calculator?
PPF is one of the safest investment options in India with tax-free returns. This calculator helps you see how your annual contributions grow over the lock-in period, enabling you to plan for major long-term goals like retirement or children's education.
How to Use
Enter the yearly investment amount (up to ₹1,50,000) and the current PPF interest rate. Adjust the time period if you plan to extend beyond 15 years. View the total invested and maturity amount.
Example Usage
Investing ₹1,50,000 per year at 7.1% interest for 15 years would yield a maturity amount of approximately ₹40,68,209 against a total investment of ₹22,50,000 — a return of ₹18,18,209.
Benefits
Plan your PPF contributions with clarity. See the guaranteed growth of your investment. PPF returns are completely tax-free under the EEE regime.