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PPF Calculator

Calculate the maturity amount of your Public Provident Fund (PPF) investment. Estimate returns over the 15-year lock-in period.

5001,50,000
%
1%15%
Yr
15Yr50Yr
Total Value₹40,68,209
Invested Amount: ₹22,50,000
Est. Returns: ₹18,18,209
Invested Amount₹22,50,000
Est. Returns₹18,18,209
Total Value₹40,68,209

How to Use

  1. 1

    Enter your yearly PPF contribution.

  2. 2

    Set the current PPF interest rate.

  3. 3

    Adjust the time period if extending beyond 15 years.

  4. 4

    View the total investment and maturity amount.

  5. 5

    Check the pie chart for invested vs returns breakdown.

Frequently Asked Questions

About PPF Calculator

What is PPF Calculator?

The PPF Calculator estimates the maturity value of your Public Provident Fund investment. PPF is a government-backed long-term savings scheme with a 15-year lock-in period that offers guaranteed returns and tax benefits under Section 80C.

Why Use PPF Calculator?

PPF is one of the safest investment options in India with tax-free returns. This calculator helps you see how your annual contributions grow over the lock-in period, enabling you to plan for major long-term goals like retirement or children's education.

How to Use

Enter the yearly investment amount (up to ₹1,50,000) and the current PPF interest rate. Adjust the time period if you plan to extend beyond 15 years. View the total invested and maturity amount.

Example Usage

Investing ₹1,50,000 per year at 7.1% interest for 15 years would yield a maturity amount of approximately ₹40,68,209 against a total investment of ₹22,50,000 — a return of ₹18,18,209.

Benefits

Plan your PPF contributions with clarity. See the guaranteed growth of your investment. PPF returns are completely tax-free under the EEE regime.

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