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SWP Calculator

Calculate returns from a Systematic Withdrawal Plan. Estimate how long your investment lasts with regular monthly withdrawals.

500005,00,00,000
5005,00,000
%
1%20%
Yr
1Yr30Yr
Total Withdrawn₹12,00,000
Withdrawn: ₹12,00,000
Balance: ₹3,90,180
Total Investment₹10,00,000
Final Balance₹3,90,180
Total Withdrawn₹12,00,000
Total Withdrawn₹12,00,000

How to Use

  1. 1

    Enter your total investment amount.

  2. 2

    Set the monthly withdrawal amount.

  3. 3

    Choose the expected return rate.

  4. 4

    Set the withdrawal period in years.

  5. 5

    View the total withdrawn and remaining balance.

Frequently Asked Questions

About SWP Calculator

What is SWP Calculator?

The SWP Calculator helps you plan regular withdrawals from your investment corpus. Enter your initial investment, monthly withdrawal amount, expected return rate, and duration to see how your balance changes over time. SWP is commonly used by retirees to generate regular income from their mutual fund investments.

Why Use SWP Calculator?

Planning withdrawals without a calculator can lead to running out of money too soon. This tool helps you find the right withdrawal amount that balances your income needs with the longevity of your investment.

How to Use

Enter the total investment amount, desired monthly withdrawal, expected return rate, and the withdrawal period. The calculator shows total amount withdrawn and the remaining balance after the specified period.

Example Usage

With an investment of ₹50,00,000 and monthly withdrawal of ₹30,000 at 8% annual return for 15 years, you would withdraw ₹54,00,000 in total, and still have a remaining balance of approximately ₹42,83,652.

Benefits

Plan your retirement income with confidence. Find the optimal withdrawal amount. See whether your corpus will last through your planned withdrawal period.

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