What is SWP Calculator?
The SWP Calculator helps you plan regular withdrawals from your investment corpus. Enter your initial investment, monthly withdrawal amount, expected return rate, and duration to see how your balance changes over time. SWP is commonly used by retirees to generate regular income from their mutual fund investments.
Why Use SWP Calculator?
Planning withdrawals without a calculator can lead to running out of money too soon. This tool helps you find the right withdrawal amount that balances your income needs with the longevity of your investment.
How to Use
Enter the total investment amount, desired monthly withdrawal, expected return rate, and the withdrawal period. The calculator shows total amount withdrawn and the remaining balance after the specified period.
Example Usage
With an investment of ₹50,00,000 and monthly withdrawal of ₹30,000 at 8% annual return for 15 years, you would withdraw ₹54,00,000 in total, and still have a remaining balance of approximately ₹42,83,652.
Benefits
Plan your retirement income with confidence. Find the optimal withdrawal amount. See whether your corpus will last through your planned withdrawal period.